Zeam

Move, manage, and grow money smarter

One account for your global treasury. Hold, send, receive, and convert fiat, stablecoins, and assets like gold in a secure, compliant platform for cross-border operations.

Request a demo

Move, manage,

and grow money smarter

One account for your global treasury. Hold, send, receive, and convert fiat, stablecoins, and assets like gold in a secure, compliant platform for cross-border operations.

Request a demo

Move, manage, and grow money smarter

One account for your global treasury. Hold, send, receive, and convert fiat, stablecoins, and assets like gold in a secure, compliant platform for cross-border operations.

Request a demo

Core Features in Zeam

Core Features

in Zeam

Core Features in Zeam

Join over 5,000 merchants already growing their businesses with Zeam

Global Business Account

Hold, send, and receive value in multiple currencies. Your treasury, payments, and reporting stay unified, transparent, and compliant wherever you do business.

Payroll Made Effortless

Distribute salaries to banked or unbanked employees. Funds go to Zeam wallets or local accounts. Automate payroll and eliminate cross-border issues.

Cross-Border Transfers

Zeam connects blockchain and traditional rails to deliver real-time settlements with full transparency on FX rates and fees.
Whether you’re paying a supplier in Harare, a contractor in Nairobi, or a partner in London.

Supplier & Vendor Payments

Pay suppliers from your Zeam account in fiat or stablecoins. Enjoy lower fees and instant confirmations.

Currency Exchange

Access real-time rates and automate global currency conversions. Zeam’s treasury tools help protect margins and manage liquidity.

Integrations

Sync with ERP for automated reconciliation and reporting. Our APIs enable treasury logic, from conversion triggers to secure supplier settlements.

Bulk Payment Power, Simplified

Whether you’re paying a local team or a cross-border workforce, ZeamBusiness helps you:

Send multiple payments in one go, upload your payroll or payment list and execute all transfers instantly.
Pay in stablecoins or local currency, giving you control over how funds move and settle.
Track and reconcile with ease through your Zeam dashboard, complete with transaction visibility and reporting tools.

Whether you’re paying a local team or a cross-border workforce, ZeamBusiness helps you:

Send multiple payments in one go, upload your payroll or payment list and execute all transfers instantly.
Pay in stablecoins or local currency, giving you control over how funds move and settle.
Track and reconcile with ease through your Zeam dashboard, complete with transaction visibility and reporting tools.

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Why Zeam

Where traditional accounts stop, Zeam begins.

Multi-Asset Flexibility: Fiat, stablecoins, and stableassets under one roof.

Instant Settlement: Lightning-fast movement

Built-In Compliance: KYC, AML, and transaction monitoring aligned to global regulators.

Programmable Finance: Automate treasury actions through Zeam Connect APIs.

Emerging Market Focus: Designed for access to emerging markets.

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Who it’s built for

Global enterprises, modern merchants, and organisations with complex payment needs.

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Retail & E-commerce

Import & Export

Manufacturing & Mining

Marketplaces & Platforms

Corporate Treasury & Payroll Teams

Making financial services accessible to everyone across Africa.

The “Zeam Group” operates through a number of entities and regulated partners across various jurisdictions. Zeam works in partnership with licensed financial institutions and payment providers to facilitate fiat and crypto transactions across Africa, Europe, and select global corridors. Read our crypto disclosure here (link)

Use of Zeam’s services is subject to jurisdictional availability and regulatory constraints. By accessing or using this website or our app, you confirm that you are doing so voluntarily, without direct solicitation where local regulation prohibits such engagement. Zeam does not promote, market, or offer its services to users in jurisdictions where such activity is restricted.

Zeam is committed to compliance with global Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) regulations.

Making financial services accessible to everyone across Africa.

Zeam SA (Pty) Ltd is a juristic representative of Paytec Services (Pty) Ltd. Paytec Services is Financial Service Provider rendering services in respect of crypto assets (CASP) (Read Crypto Public Disclosure), subject to the Financial Advisory and Intermediary Services Act of South Africa (FAIS) and is subject to regulatory oversight by the Financial Sector Conduct Authority of South Africa (FSCA). Paytec Services has been assigned an FSP number (53737) pending the final determination of its CASP application. In the interim, Paytec Services continues to conduct its business lawfully as a CASP in accordance with the FSCA’s Exemption Regime. Paytec is an Accountable Institution registered with the Financial Intelligence Centre (ORG 65501).

Zeam is committed to compliance with global Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) regulations.

Making financial services accessible to everyone across Africa.