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Help your workers keep more of what they earn.

Across Africa and beyond, thousands of companies employ migrant workers. They build our homes, care for our families, work in our fields, and help our businesses run every single day. For many of these workers, their paycheck doesn’t just support themselves — it supports loved ones back home. 


But here’s the challenge: sending money across borders is still expensive. According to Visual Capitalist, in some regions, fees for remittances can eat up 6–10% of the money being sent. Imagine this: a worker sends $100 home, but their family only receives $90 — sometimes less. That “missing” $10 might not seem like much in the grand scheme of business, but to a family depending on every dollar, it could be the difference between paying for food, school fees, or medicine. 

Why this matters for employers 

As an employer (in whatever shape it may take) , paying your staff is about more than meeting your legal or financial obligations — it’s about dignity. For migrant workers, the money you pay is stretched across borders and exchanged into currencies where every cent counts. When you make it easier and cheaper for your employees to access and send money home, you’re contributing to something bigger: dignified domestic employment. You’re helping ensure that the people who work hard in your homes, farms, or businesses not only earn fairly but also retain the true value of their wages. 


The ripple effect of every dollar 

When workers can send more of their earnings home without high fees, the impact multiplies: Families can afford better nutrition and healthcare. Children stay in school longer. Communities grow stronger as money flows directly into local economies. This isn’t just about numbers on a payslip — it’s about opportunity, stability, and hope. 


If you’re an employer with migrant staff, ask yourself: Am I helping them get the most value out of the money they work so hard for?

You may not be able to change the entire remittance system overnight, but you can choose solutions that lower costs, increase access, and reduce the burden on your employees. For you, it may be a small operational decision. For them, it’s everything. Because at the end of the day, wages are more than money. They’re a lifeline. And ensuring dignified employment is one of the simplest yet most meaningful ways to make a difference.  


Where Zeam Helps 

Many workers were already choosing to get paid through Zeam, even before we had a payroll solution in place. Employers saw the benefits too — faster, safer payments and happier staff. That’s why we built Zeam Payroll: a simple, secure way for companies to pay workers directly, whether they’re local or migrants. 

Now, wages can move seamlessly into a Zeam account, giving employees an affordable way to send money home, buy essentials, or save for the future — while employers gain a streamlined, reliable system. 

Zeam Payroll

© 2025 Zeam. All rights reserved.

The “Zeam Group” operates through a number of entities and regulated partners across various jurisdictions. Zeam works in partnership with licensed financial institutions and payment providers to facilitate fiat and crypto transactions across Africa, Europe, and select global corridors. Read our crypto disclosure here (link)

Use of Zeam’s services is subject to jurisdictional availability and regulatory constraints. By accessing or using this website or our app, you confirm that you are doing so voluntarily, without direct solicitation where local regulation prohibits such engagement. Zeam does not promote, market, or offer its services to users in jurisdictions where such activity is restricted.

Zeam is committed to compliance with global Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) regulations. 

Use of Zeam’s services is subject to jurisdictional availability and regulatory constraints. By accessing or using this website or our app, you confirm that you are doing so voluntarily, without direct solicitation where local regulation prohibits such engagement. Zeam does not promote, market, or offer its services to users in jurisdictions where such activity is restricted.

Zeam is committed to compliance with global Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) regulations. 

Making financial services accessible to everyone across Africa.

© 2025 Zeam. All rights reserved.

Zeam SA (Pty) Ltd is a juristic representative of Paytec Services (Pty) Ltd. Paytec Services is Financial Service Provider rendering services in respect of crypto assets (CASP) (Read Crypto Public Disclosure), subject to the Financial Advisory and Intermediary Services Act of South Africa (FAIS) and is subject to regulatory oversight by the Financial Sector Conduct Authority of South Africa (FSCA). Paytec Services has been assigned an FSP number (53737) pending the final determination of its CASP application. In the interim, Paytec Services continues to conduct its business lawfully as a CASP in accordance with the FSCA’s Exemption Regime. Paytec is an Accountable Institution registered with the Financial Intelligence Centre (ORG 65501).

The “Zeam Group” operates through a number of entities and regulated partners across various jurisdictions. Zeam works in partnership with licensed financial institutions and payment providers to facilitate fiat and crypto transactions across Africa, Europe, and select global corridors. Read our crypto disclosure here (link)

Use of Zeam’s services is subject to jurisdictional availability and regulatory constraints. By accessing or using this website or our app, you confirm that you are doing so voluntarily, without direct solicitation where local regulation prohibits such engagement. Zeam does not promote, market, or offer its services to users in jurisdictions where such activity is restricted.

Zeam is committed to compliance with global Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) regulations. 

Use of Zeam’s services is subject to jurisdictional availability and regulatory constraints. By accessing or using this website or our app, you confirm that you are doing so voluntarily, without direct solicitation where local regulation prohibits such engagement. Zeam does not promote, market, or offer its services to users in jurisdictions where such activity is restricted.

Zeam is committed to compliance with global Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) regulations.